As of May 1, 2026, qualifying inspections through Vital Home Inspections include the 180-Day Warranty and other valuable third-party protection benefits administered by Inspector Services Group (ISG), subject to policy terms, exclusions, deductibles, limits, eligibility requirements, and claim approval. Prior inspections may have included different warranty terms.
Exclusive coverage through Vital Home Inspections in South Florida
Coverage begins on the inspection date and continues for 180 days for the 180-Day Warranty+, MoldSafe, and SewerGard+ plans. The 5 Year Roof Warranty is separate, and the seller policy is 120 days.
This is a free limited warranty benefit through ISG. It is not a homeowners insurance policy. For major damage or other insurable losses, please contact your homeowners insurance company.
Vital Home Inspections is not the claim administrator and does not decide what is covered. All coverage determinations, claim approvals, denials, and payment decisions are made solely by ISG.
Important: Vital Home Inspections does not administer, approve, deny, or pay claims and does not determine what is covered. All warranty benefits are provided by an independent third-party company and are subject to that provider’s terms, exclusions, eligibility requirements, deductibles, coverage limits, and claim approval process. This page is a summary only and does not replace the actual policy terms.
Wind Mitigation + 4-Point Insurance Reports included on qualifying inspections.
Reports delivered fast so buyers can move forward confidently.
Permit search when available to help provide added property insight.
Your agent can use the report to request repairs or credits.
Below is a buyer-friendly summary of the added-value protection benefits included with qualifying inspections and related services.
Includes limited third-party mechanical and structural repair coverage for eligible items that were confirmed to be in good working order at the time of the full home inspection.
Includes limited third-party protection for remediation of new visible mold on permanently installed surfaces that were visually accessible at the time of inspection and not reported as an issue.
Includes limited third-party protection for direct failures to exterior water supply and exterior sewer/septic waste lines due to normal wear and tear.
Includes limited third-party protection for treatment of new termite and carpenter ant infestations when there is a clear termite inspection report. The termite inspection must be ordered at the time the home inspection is requested.
Includes limited third-party protection for qualifying future roof leak repairs, subject to inspection conditions, exclusions, and claim approval.
For pre-listing inspections only. This limited third-party mechanical and structural repair warranty is available for seller-side protection on eligible items confirmed to be in working order at the time of inspection. This benefit does not apply to a buyers home inspection.
Free RecallChek Appliance Recall Review
We record the make/model of major appliances and check for active recalls. Includes reporting and recall notifications when a manufacturer issues a safety alert.
These agreements generally apply only to items that were inspected and confirmed to be in good working order at the time of inspection, or to items later repaired with proof where the policy allows.
This is limited third-party warranty protection. It is not a full home warranty, maintenance contract, or homeowners insurance policy.
Claims must be submitted before the applicable policy expires, and all required supporting documentation must be included for review.
All claims must be submitted through ISG’s customer claims portal before the expiration of the policy. Claims are not accepted by phone alone.
Important: ISG reserves the right to review the diagnosis, request additional estimates or documentation, and choose the acceptable estimate in its sole discretion for coverage.
Important Notes:
At Vital Home Inspections, we believe clients deserve more than just a report. We work to give buyers added confidence by combining a thorough inspection experience with valuable third-party protection benefits included with qualifying inspections.
Available exclusively through Vital Home Inspections in Miami-Dade and Broward.
This makes your inspection more than a one-day event — it gives you continued value after the inspection is complete.
No. These benefits may provide limited help for certain qualifying covered failures after the inspection, but they do not replace repairs, maintenance, safety upgrades, or specialist evaluations recommended in your inspection report.
No. This is a limited third-party warranty benefit, not a full home warranty or an insurance policy. Coverage is limited to qualifying covered repairs under the plan terms and does not guarantee full replacement of systems, appliances, roofing materials, or other property components.
SewerGard+ extends to 12 months when a sewer scope was performed with the inspection, subject to the policy terms.
The Termite Protection Plan may provide coverage for qualifying treatment of newly discovered termite and carpenter ant infestations when a clear termite inspection report is provided. The termite inspection must be ordered with the home inspection. Coverage applies to treatment only and does not include repair of infestation damage.
Please Note: During swarming season, fast reporting of visible activity is recommended so the issue can be documented and handled promptly under the plan procedures.
Go to www.SubmitYourClaim.net, create your account, submit a new claim, and upload the required documents before the policy expires.
Vital Home Inspections does not decide what is covered, does not approve or deny claims, and does not determine payment amounts. All claim and coverage decisions are made solely by Inspector Services Group (ISG) under the terms of the applicable plan.
Schedule your inspection with Vital Home Inspections and enjoy the added value of included third-party ISG protection benefits with qualifying inspections.
Coverage is subject to provider terms, exclusions, deductibles, limits, eligibility requirements, and claim approval.